Palm Coast · Flagler County, FL
Palm Coast · Flagler County, FL
The straight-answer seller's guide — the real Flagler numbers with their sources, the pricing plan that keeps a house from sitting, and the prep that actually adds value. From a Palm Coast agent licensed for both the house and the loan.
Garrett DeckerMost Palm Coast sellers walk into the listing conversation with a number already in their head — what the neighbor got in 2022, what they've put into it, what the online estimate said. Then the house lists at that number, and it sits. Thirty days. Sixty. Then the price cut, and the question every buyer starts asking: "what's wrong with that house?"
You end up chasing the market down. Reductions rarely recover what a right price on day one would have gotten — buyers who watched you drop twice come in low a third time. And right now in Flagler, one credible source says prices are up 3.5% and another says they're down 2.3%. Anybody who only shows you one of those is selling you something.
Get the real numbers, with the source and the month next to each one, and decide the pricing plan before the sign goes in the yard. That's what this guide is.
Garrett DeckerEverything I'd tell you at the kitchen table, written down — eight pages, every number sourced and dated.
I'm Garrett Decker. Palm Coast is my home county — it's where The Decker Group started, and where I ranked sixth by volume in 2025. I'm a licensed Florida Broker Associate and a licensed Mortgage Loan Originator, which means when you're selling and buying at once, the sale, the purchase and the loan sit with one person instead of two offices pointing at each other.
Licensed since November 2019, 180+ homes sold with my wife Angel, 2022 REALTOR® of the Year for Flagler County, and the Real Estate Negotiation Expert certification — the credential for the part of your sale where the money actually moves.
Straight answers on selling in Palm Coast — the same conversation I'd have with you in person.
A pricing plan, not a number — built from closed sales, active listings and pending contracts, with 30/60/90-day decision points agreed before we list. A pre-listing walk-through with a prep list: what to fix so the deal survives the buyer's inspector and insurer, what changes how it shows, what to skip.
Professional photo and video on every listing. MLS plus syndication, plus my own YouTube, Instagram, Facebook and TikTok. Negotiation on every offer with the RENE credential behind it — VA and FHA offers judged on price, terms and financing strength, never thrown out for loan type. Closing coordinated with my title partner. And if you're buying too, the purchase and the financing run on the same timeline, with me — the mortgage side is always your choice, never a condition.
Most of what goes wrong in a Palm Coast sale goes wrong before the sign goes in — the price, the roof nobody checked, the refrigerator nobody said would stay. I front-load all of it.
I've sat on the builder's side of the table, so if you're building new while you sell, I read that contract for what it actually says. And I answer — that's not a slogan, it's the thing eleven separate clients across six years have put in writing.
From a number in your head and a nagging worry it's wrong → to a sourced price you understand, a plan with dates on it, a house that's ready for the inspector, and a closing statement with no surprises.
If the honest answer is "wait a year," you'll get that too.
This is the market the guide covers, and these are the actual figures — with their sources, because on this coast right now the sources don't agree.
This is the value entry point on this side of the coast, and it's where I do most of my business.
More homes selling on fewer listings is a market clearing inventory, not collapsing.
Redfin's cross-check for June has the median at $357,442 and down 2.3%. GoToby's own analysis says price reductions and seller concessions are holding the median up. Priced right, homes are moving. Priced to hope, they're the ones taking the cuts.
Inside Palm Coast, a saltwater-canal home with a dock, a freshwater-canal home, a lake lot and a dry lot in the same section are four different products. "Waterfront" means very different things here, and buyers know it. It's the first thing I check when I price a house.
Raydient's master plan west of US-1 would take approved units in that district from roughly 12,000 to about 22,000 homes over a thirty-year buildout, with the city planning to annex around 7,000 acres. It doesn't change your sale this year. It does change the supply picture in a decade — and nobody local is explaining it to sellers.
Florida statewide single-family median $425,000, up 3.7%, at 4.5 months of supply. Flagler is sitting right around what most people call balanced.
Nobody publishes a monthly Flagler report — the regional association doesn't cover this county. So the number you get online is either a statewide average or an automated guess. I pull the actual Flagler and Palm Coast figures, I know which source is measuring what, and I'll tell you which way each one leans. That's the difference between a price that holds and a price that sits.
Garrett kept us informed during all events and was very knowledgeable about the market and procedures to complete the sale and closing of the deal. We are very satisfied with the quick sale (7 weeks) and the rapid closing.
Seller, 2026 · their result, not a promiseGarrett is the most professional agent I have ever worked with. Garrett was definitely on our side and looking out for our best interest while having our custom home built and during the sale of our prior home.
Seller, 2025 · sold and built at the same timeThe sell of my grandfather's property was challenging. Garrett demonstrated patience & compassionate during this difficult time.
Seller, 2026 · an estate saleHe was always prepared and ready to do whatever and whenever something came up that needed to be done or checked into. He also always responded immediately, and I called him often, after hours, weekends.
Client, 2025The thing you're worried about — the house sitting, the agent going quiet — is the exact thing these people are describing the opposite of. Every review above is real and verbatim; I don't write testimonials.
If the guide is useful, there's more of it — straight answers on Palm Coast and Flagler pricing, what's actually selling, and the seller mistakes I see every month. No hype, sources shown.
What your Palm Coast home is really worth right now, and the prep that actually adds value — free, and it downloads the second you ask for it.
Garrett DeckerI'll text or call once to make sure it came through — no drip, no pressure. That's it.
You're in — here's your guide. Read Page 2 and Page 4 first: the real numbers, and the pricing plan. Those are the two that change how people think about their house.
One honest warning, the same one that's in the guide: every figure in it is current as of the month shown, and Flagler moves. Before you set a price, get the current month's number — or call me and I'll pull it while you're on the phone.
Didn't download? Read the guide online here ·
386.449.9248 (call or text) · buyahomeatthebeach.com · @garrett.decker_realtor · @thedeckergroup on YouTube
Garrett Decker, Licensed Florida Real Estate Broker Associate BK 3466920 · Mortgage Loan Originator NMLS 2567934, FLO Mortgage. The Decker Group Brokered by Navy To Navy Homes, License CQ1038170. Use of FLO Mortgage is optional and is not a condition of real estate representation. Equal Housing Opportunity. Equal Housing Lender.